Creating your Zumo account is easy, fast and secure, After downloading the Zumo app from either the App Store (iOS) or Play Store (Android), you must agree to the Terms & Conditions; once agreed, you will be prompted to create your unique Zumo ID (your username). The third important step is to copy your Backup Phrase and store it somewhere safe and secure. The fourth and equally as important step is to create a strong wallet password. The fifth and final step is to submit your documents for KYC verification. Once verified, this completes the setup process and users located in the UK can move on to linking their UK bank account.